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As you look at this web site, you may say to yourself, "there is no way that Compcheck can reduce the Experience Modification" or "we already do this in-house". Well, for those skeptics, we challenge you to review your accounts Experience Modification Worksheet. You will find some open claims on the experience modification worksheet. Are you getting the adjuster's notes and comparing them with the medical costs? Are you actually lowering the reserves on the loss runs? Is your timing correct so that it affects the experience modification? Be honest, what are you really doing about reducing the reserves? What about aggravated inequity situations or subrogation situations? In California, what about the California "closed claim rerate rule"? Are you tracking the losses to closure, recalculating the experience modification and then requesting the carrier to re-file with NCCI, California or other state bureau? What will your customer say when a competitor asks, "What's your current agent doing to lower your workers' compensation reserves and your experience modification?" If you are doing it yourself, how much is it costing you? Salary, office space, office supplies, telephone, benefits, clerical expense and time are all factors in your cost. We can save you time and money. Plus, we have a nurse on staff that reviews the claim for medical consistency. Join your selected peers and take one more step in providing your Agency with a powerful marketing (that means new business) and servicing tool which will separate you from your competition while at the same time reducing your overall operating expense. Please take the time to read our testimonials. The next time your customer or prospect says, "Why has my experience modification gone up"? You'll have the answer and the solution. Our references will be glad to talk to you. Call or email us.
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